[2024] Shriram Finance Vehicle Loan Details
Shriram Finance Vehicle Loan Details 2023 | Shriram Finance Personal Loan Details 2023
Shriram Finance Vehicle and Personal Loan Details, Shriram Finance Customer Care (Contact/ Toll Free) Number: Friends, whenever we buy a vehicle on loan, the option of Shriram Finance Loan emerges mainly in front of us.
Shriram Finance Vehicle Loan Details
The reason behind the popularity of Shriram Finance Loan is its quick processing and providing facilities as per the customers. The process of giving loans to customers as per their needs has made Shriram Finance Company a favorite of all of us.
In today’s article we will get information related to Shriram Finance Loan. Along with this we will also know about Shriram Finance Company. Let us discuss about Shriram Finance Loan.
Shriram Finance Vehicle & Personal Loan Details
Shriram Finance Loan is available to you as a good loan option. Through Shriram Finance Loan, you can take loan based on your income. Its interest rates range from 11.49% to 28%.
You are also given a flexible tenure to repay the loan. You can repay the loan in 3 years time. Shriram Finance loan is provided to individuals between 18 to 59 years of age. Let us know the main points of Shriram Finance Loan.
| Loan Amount | Depends on your income |
| Interest Rates | 11.49% to 28% |
| Time period | maximum three years |
| Minimum installment | Rs.3297/- per lakh |
| Processing Fee | 2.5% + Tax |
| Who can take it? | Indian self-employed and employed people |
| Age Limit | 18-59 years |
| Dishonor charge | 500 |
Shriram Finance Company
Friends, when you have bought a vehicle and you need a loan to buy it. So the first option that comes to you would be Shriram Finance Company. Because most of the people prefer to buy vehicle loan from Shriram Finance Company. Full name of Shriram Finance Company is: Shriram Finance Transport Company Limited. It is a company of Shri Ram Group.
Shriram Finance Company was established in 1979. It is a non-banking and registered company. Presently it has 719 branches working all over India. The Chairman of Shri Ram Finance Company is Shri Tyag Ranjan. According to the data of 2020, 55000 people are working in Shriram Finance Company. Shriram Finance Company is registered by the Reserve Bank of India.
The CEO of the company is Manoj Kumar Jain. The company has recently merged with three companies. After which it is being estimated that Shriram Finance Company will emerge as India’s largest financial retail non-banking company. This is a non-government company.
Shriram Finance Interest Rate
Apart from vehicle loan, Shriram Finance Company also provides you personal loan. If we talk about the interest rate of Shriram Finance Company, it is based on your income and past transactions. If your CIBIL score is good then you are provided loan at low interest rates only.
Otherwise there may be changes in interest rates depending on your place of residence and transactions in the bank. From Shriram Finance Bank, you are provided loans at interest rates ranging from 11.49 percent to 28%. If you get a loan from Shriram Finance Company at interest rates less than 20%. So this is a very good option for you.
If you are a self-employed and salaried person, then the interest rates for you are kept low. Taking loan at low interest rates is a beneficial deal for you. “Shriram Finance Vehicle & Personal Loan Details, Shriram Finance Customer Care (Contact/ Toll Free) Number”
Shriram Finance Personal Loan
Shriram Finance Personal Loans are made available to you for short and medium term. However, Shriram Finance Company is known for providing vehicle loans. But let us tell you that Shriram Finance Company also provides personal loan to its customers.
Under which you can take a personal loan for a maximum of 3 years. The loan amount depends on your monthly salary. The loan amount is decided according to your salary.
Shri Ram Finance Personal Loan is provided to individuals between 18 to 59 years of age. Apart from this, if the applicant is self-employed then his business should be 2 years old. If he is a salaried person then he should be working in an organization or company for at least 1 year.
Apart from this, the place of residence of the applicant should be the same for the last 1 year and no check of the applicant should be bounced. If you fulfill these conditions then your loan application is accepted. The interest rates are determined after examining your loan application.
If you fulfill all the terms and conditions of the company and your past record is good then you are provided loan at low interest rates. Otherwise your interest rates may also be increased. “Shriram Finance Vehicle & Personal Loan Details, Shriram Finance Customer Care (Contact/ Toll Free) Number”
Shriram Finance FD Rates
If you want to save for your future. So fixed deposit is the best option for you. In which you get security and benefit of your money along with investing.
Fixed Deposit (FD) is the safest savings option that lets you grow your money with assured returns. These assured returns enable you to invest for a better and secure future by offering guaranteed high returns along with protection of the principal amount.
The FD amount is an agreement between you and Shriram Company for the agreed interest rate from the date of investment till maturity. With investment tenures ranging from 12 months to 60 months, Shriram City’s Fixed Deposit is a reliable FD with a “MAA+/with Stable Outlook” rating by ICRA.
According to Shriram Company they offer the best FD interest rates which helps you in growing your savings safely.
Shriram Finance FD Rates 2023
| Time Period | Monthly | Quarterly | Half Yearly | Yearly |
| 12 months | 6.31% | 6.35 | 6.40% | 6.50% |
| 15 months | 6.54% | 6.58% | 6.64% | 6.75% |
| 24 months | 6.54% | 6.58% | 6.64% | 6.75% |
| 30 months | 7.25% | 7.30% | 7.37% | 7.50% |
| 36 months | 7.25% | 7.30% | 7.37% | 7.50% |
| 45 months | 7.34% | 7.39% | 7.46% | 7.60% |
| 48 months | 7.34% | 7.39% | 7.46% | 7.60% |
| 60 months | 7.48% | 7.53% | 7.60% | 7.75% |
Shriram Finance Personal Loan Apply Online
Let us know friends, how to apply online for Shriram Finance Personal Loan.
- To take Shri Ram Finance Personal Loan, first of all you have to go to the official website of Shri Ram Finance.
- After visiting the official website of Shri Ram City Finance Loan, when you open the home page, you will see options for different types of loans. Below these you will see an option, “Apply Now”.
- You have to proceed after clicking on “Apply Now”. Now you will be asked for your basic information. Such as your name, mobile number, place of residence, PAN card number etc.
- After this you have to click on Proceed. After clicking on Proceed, you will have to upload your required documents. (The list of required documents is given below)
- After uploading the required documents, you will have to select the loan amount. You have to do all this step by step. And click on final submit.
In this way, you can apply for Shriram Finance Personal Loan sitting at home. Often we see that when we apply for offline loan, we have to visit the bank and run around for the paper process but online. You do not face all these problems in applying for the loan, you can easily apply for the loan.
Shriram Finance Loan Statement Download
About friends, we forget our loan statement. Because the time period for loan is longer. So in such a situation, we are not able to remember how much loan we have repaid and how much is left with us.
In such a situation, the question arises before us that how to download Shriram Finance loan statement. For this you have to download Shriram City Finance Loan Application. After logging into the application, you are taken to the home page.
Where after clicking on the option of My Account, you reach the bank statement. Here you are provided all the information related to your loan statement.
In this way you can see Shriram Finance loan statement, and from here you can also download your loan statement. “Shriram Finance Vehicle & Personal Loan Details, Shriram Finance Customer Care (Contact/ Toll Free) Number”
Shriram Finance Loan Against Property
Shriram Finance Loan also provides you loan on the basis of your property. Be it your residential property or your commercial property, you can take a loan on the basis of both.
Commercial Property Loan:
Loan ranging from ₹ 100000 to ₹ 150 lakh can be taken on commercial property. You are given time up to 12 years to take a loan against commercial property. But keep in mind that loan against commercial property is given only to salaried persons or self-employed persons. Interest rates up to 15% have to be paid on commercial property loans.
Residential Property Loan:
You can also be provided loan on residential property by Shriram Finance Company. It is decided according to your needs. You can take a maximum loan of up to Rs 150 lakh on the basis of residency property. The age of the applicant should be more than 21 years. You are given 12 years to repay the residential loan.
Shriram Finance Customer Care (Contact/ Toll Free) Number
To get any type of loan related information from Shriram Finance Company, you can call Shriram Finance Customer Care Number: 1800-103-6369.
You can avail the facility by calling this number to get answers to your questions and also to lodge a complaint. “Shriram Finance Vehicle & Personal Loan Details, Shriram Finance Customer Care (Contact/ Toll Free) Number”
Shriram Finance Loan Review
Shriram Finance Loan first comes to us in the form of Vehicle Loan. If we talk about its reviews, we personally feel that Shriram Finance Company charges higher interest rates as compared to other banks.
In contrast to Shriram Finance Company, the process is very fast. The loan is provided to you within 24 hours. And you don’t have to rush so much for the paperwork. Taking a loan is easy and also beneficial for the customer.
On the other hand, the terms and conditions of Shriram Finance loan for personal loan seem to be very difficult. Such as the place of residence remaining the same for the last one year, working in the same company for two consecutive years, etc. On the other hand, Shriram Finance Company does not give any clear information about the loan amount.
Therefore we have to face an uncertainty. Reading the reviews of Shriram Finance loans available on Google shows that most of the customers are happy with the loan facilities of Shriram Finance. On the other hand, there are some people who faced problems in availing Shriram Finance loan and neither did they get good customer support from Shriram Finance. Nor loans at low interest rates.
Many times it is seen that NBFC companies provide loans to some customers at very reasonable rates. However, if you get a loan at up to 20% annual rates, you can take the loan. If the interest charged on the loan is more than 20% then you should avoid such loans.
Conclusion
Friends, in today’s article we obtained very important information. You must have heard about Shriram Finance Loan, but hardly you have complete information. In today’s article we learned that Shriram Finance loan details. shriram finance company. shriram finance rate of interest. shriram finance personal loan. shriram finance fd rates. Shriram finance personal loan apply online. shriram finance loan statement download. shriram finance loan against property. shriram finance customer care (contact/ toll free) number. shriram finance loan review. And so on.
Hope you liked this information. If any of your friends wants to take Shriram Finance loan, then you should definitely introduce him to this article. For other such important loan information, you can visit the home page of our website. Where various types of loan information have been provided to you.
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