[2024] How to Claim ATM Card Insurance Online
How to Claim ATM Card Insurance after Death Online in India | ATM Card Insurance Claim Form
How to Claim ATM Card Insurance Online, SBI, Rupay, HDFC, ATM Debit Card Insurance Claim Form and Process: Presently human life has become like a race, people keep running from morning till evening for progress. Whenever you step out of the house, you leave with the bundle of your dreams.
But in this journey of dreams, some such incidents also happen which are unpleasant. We have no idea what will happen tomorrow. When we think what will happen to our family after we are gone, our soul trembles. In such a situation, the worries of the family become more troubling.
That is why people give importance to insurance, so that you can get financial security from any kind of incident that may happen in future. We all have heard about insurance and may have purchased an insurance policy many times in our life.
But you might not know that you are also provided insurance cover through your ATM card. Most of the people are not aware of it and due to ignorance they are not able to avail the benefit of this facility.
Today in this article we will talk about how you can claim insurance through ATM card. Let us know through which ATMs and debit cards insurance cover is available and what is the process of claiming insurance through ATM card. “How to Claim ATM Card Insurance After Death, SBI, Rupay, HDFC, ATM Debit Card Insurance Claim Form and Process”
How to Claim ATM Card Insurance Online
How to Claim ATM Card Insurance after Death Online
Friends, We all keep ATM cards and debit cards. Well, we use them for shopping and withdrawing money. But only a few people know that accidental insurance can be obtained with the help of ATM card.
On the basis of ATM card, insurance up to ₹ 1000000 can be given to the victim’s family. Most of the people are not able to take advantage of this facility due to lack of information about it. If you are a customer of any bank and have been using the ATM card for the last 3 months.
In such a situation, if you die in an accident, then the insurance amount is provided to your family so that after your death, your family can get financial security.
If the ATM card holder dies in an accident then the nominee has to submit the necessary documents to the bank. These documents are given for personal accident claims. Apart from this, a certificate is also required, which the nominee can get from the bank branch where the account of the deceased was opened.
Apart from this, the account number and ATM card number of the account holder as well as death certificate are also required. On submitting all these documents in the bank, it provides financial assistance in the form of personal claim accident to the nominee or heir in case of accidental death of the account holder.
As per the terms and conditions of Accidental Claim, the sum assured is provided to the nominee within 90 days after the death of the ATM card holder.
SBI ATM Card Insurance Claim
India’s largest bank State Bank of India also provides insurance facility on ATM cards to its customers. State Bank of India provides the facility of insurance against non-air accidental death to its customers.
This facility is available only to those people who have a debit card. To avail SBI ATM Card Insurance claim, the ATM card must be used for 90 days.
SBI provides insurance cover ranging from ₹ 200000 to ₹ 1000000 for non-air accidental death. The amount of insurance depends on your card. “How to Claim ATM Card Insurance After Death, SBI, Rupay, HDFC, ATM Debit Card Insurance Claim Form and Process”
ATM Card Insurance Claim Form
To get the ATM card insurance claim form, the nominee will have to go to the nearest bank branch, where you will be given the ATM card insurance claim form.
The nominee should submit the ATM card-insurance claim form along with necessary documents and death certificate of the deceased and himself to the bank. After this, the ATM card insurance claim will be approved within 90 days and this amount will be deposited in the nominee’s account.
Keep in mind that this amount will come into the nominee’s account only. You can also visit the official website of the bank to get the ATM card insurance claim form. ATM card insurance claim form has been given on the official website of the bank, from where you can download it and take a print out and fill it. After filling the form, the nominee should attach a copy of the required documents and submit it to the bank. In this way bank account holders can get ATM card insurance claim.
Rupay Debit Card Insurance Claim Form
Under Rupay Debit Card Insurance Claim, you can also get accidental insurance on your Rupay Debit Card from your bank in case of an accident. This facility is also provided by all banks to their customers. If you are a RuPay Debit Card Insurance holder, you can ask for insurance from your bank.
You will get all the necessary information about RuPay Debit Card Insurance Claim on the official website of your bank. If you need RuPay Debit Card Insurance Claim Form, you can get it by visiting the nearest branch of the bank.
Apart from this, you can easily get this claim form online also. To get the RuPay Debit Card Insurance Claim Form online, you will have to go to the official website of your bank, where you will get the RuPay Debit Card Insurance Claim Form in PDF.
Download it, take a print out and submit it to your bank branch along with the necessary documents. If your application form fulfills all the terms and conditions of the insurance, then you will be given insurance benefits within 90 days.
HDFC Debit Card Insurance Claim Form
Friends! If you are an HDFC Bank customer and use an HDFC Bank ATM card, you can apply for HDFC Debit Card Insurance in case of any untoward incident.
If you have done just one transaction with HDFC Debit Card then you are eligible for HDFC Debit Card Insurance claim.
Under HDFC Debit Card Insurance, HDFC Bank provides insurance up to ₹ 500000 to its customers.
If you die in an accident, an insurance claim is provided to your nominee. You can get HDFC Debit Card Insurance Claim Form from your nearest bank branch.
Apart from this, HDFC Debit Card Insurance Claim Form will also be available on the official website of HDFC Bank, which you can download and print. “How to Claim ATM Card Insurance After Death, SBI, Rupay, HDFC, ATM Debit Card Insurance Claim Form and Process”
What Documents do you need to get insurance from ATM card
To get insurance on the basis of ATM card from any bank, after the death of the ATM card holder, the nominee has to submit some documents to the bank. These documents are as follows.
- First of all, the claim form and request letter will be submitted to the bank by the nominee.
- For this, you will also need the death summary, where the card holder was treated after the accident and where the post-mortem was conducted.
- Apart from the post-mortem report, the death certificate issued by the Municipal Committee is also necessary.
- After this you also need the final inspection report of the police.
- Bank details of the card holder and the bank nominee for the last one year can also be asked.
- Your basic documents are also required, like you have to prove your relationship with the nominee.
- Passport size photograph of the card holder and passport size photograph of the nominee are also required.
- NEFT details of the nominee are also required.
How to Claim ATM Card Insurance After Death
If the ATM card holder dies in an accident, insurance cover is provided to the nominee on the basis of the ATM card. But this process is not that easy. For this you have to go through a certain process, only then the nominee can get this insurance benefit.
After the death of the ATM card holder, the insurance claim can be made only by the nominee. For this, you have to provide proof of being a nominee of the ATM card holder and go to the nearest bank branch and apply the form.
For this you need many types of necessary documents like post mortem report, police inspection report and nominee’s relationship with the card holder etc. You have to submit all these documents to the bank. If the ATM card holder and nominee fulfill the terms and conditions of the bank, then the insurance benefit is given to the bank nominee within 90 days. “How to Claim ATM Card Insurance After Death, SBI, Rupay, HDFC, ATM Debit Card Insurance Claim Form and Process”
ATM Card Insurance Claim Process
Now you must have come to know that as soon as the ATM card is made, your insurance is also done. If you die in an accident, the insurance amount is given to the nominee.
ATM Card Insurance Claim Process is a simple process, which you can claim by visiting your nearest bank branch. For ATM Insurance Claim Process, first of all you need ATM Insurance Claim Form. After this, all the necessary documents have to be attached with the claim form.
The list of all required documents is given above the article. After completing all the formalities, the nominee has to submit the claim form to the bank. After submitting the claim form along with the required documents, the claim is provided to you within 90 days.
Conclusion: How to Claim ATM Card Insurance Online
In today’s article, we learned how insurance benefits can be availed on ATM card. Actually, not all of us know about the scheme of taking insurance on ATM card.
ATM cards are generally used for shopping and withdrawing cash, but if you know about ATM card insurance then you will know how accidental insurance can be obtained through ATM card.
Along with this we also discussed many other important aspects, such as how to claim atm card insurance, sbi atm card insurance claim, atm card insurance claim form, rupay debit card insurance claim form, hdfc debit card insurance claim form, how to About claim atm card insurance after death, atm insurance claim process etc.
Hope you liked this article. For other such important information, you can visit our website, where various types of information related to insurance are available. Please share this article with your friends, so that they can get help in case of any unpleasant incident.
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