How to Check if Karnataka Gramin Bank account is active or Not
In this article, we will know How to Check Karnataka Gramin Bank Account is Active or Not, in how many days and why the bank account is closed and how to restart the closed bank account, so let’s get complete information about all these.
How To Check Karnataka Gramin Bank Account Is Active Or Not
Generally, due to non-compliance of some necessary guidelines of banks, the bank account of that account holder is deactivated by the bank, in which case the transaction in the account gets interrupted.
What is a Dormant Account
What is a Dormant Account: Dormant means inactive. If no transaction has been done in a bank account for 12 months (1 year), then that bank account is deactivated by the bank. Similarly, if there is no transaction in the bank account for 24 months (2 years) or the account is inactive, then the bank puts that bank account in the category of dormant account.
Thus, if your bank account has become dormant or inactive, you cannot do any future transactions in that account until you reactivate that bank account, even if the balance exists in that account.
In how many days does the bank account get closed
In today’s time, almost everyone has their own bank account, but due to some of our ignorance, that bank account is deactivated by the bank. In this way, having an inactive bank account, we are neither able to do any kind of amount transaction nor get the benefit of any kind of government scheme.
In fact, no bank itself ever closes the bank account of any account holder, unless the account holder himself gets his bank account closed.
If a bank account holder has not done any kind of transaction in his bank account for 12 months, then the bank can deactivate that account as per its policy, never closes.
Apart from this, your bank account can be deactivated even if there is no KYC update in the bank account. Let us know how to find out if your bank account is active or closed and what to do if the account is closed or how to revive the closed account.
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5 Steps: How to know whether Karnataka Gramin bank account is active or not
You can access your Karnataka Bank Account information in the following ways:
|1.||Get Bank Account Information from Aadhar Number
|2.||By talking to the customer care officer or executive of the Bank
|3.||With the help of Internet Banking, PhonePe or Paytm
|4.||Using ATM Debit Card/Credit Card
|5.||By visiting your Bank branch
You can get your bank account information, whether your bank account is active or closed, by any of the above-mentioned methods. Let us get a brief idea about these methods.
How to know Karnataka Gramin Bank Account is active or closed with Aadhar card
If your bank account is linked with your Aadhar card and you want to know whether that bank account is active or not, then for this you will follow the following steps:
1) First of all we have to go to the official website of UIDAI, for this click on the link given below.
2) Now click on the Aadhaar Services option given on the home page of UIDAI.
3) After this you get the option of Aadhaar Linking Status, in this, you will click on Check Aadhaar / Karnataka Gramin Bank Linking Status.
Adhar-Karnataka Gramin Bank-Linking-Status-Check
4) Now you have to type your 12 digit Aadhaar number or 16 digits Virtual ID number on the new page.
5) After this you have to correctly type the captcha code given on the screen.
6) Now you will click on the option Send OTP given below and a message will be received on the mobile number linked with your Aadhar card, in which you will receive an OTP.
7) Now you have to type in the Enter OTP / TOTP option given below, which is valid only for 10 minutes.
8) Now click on the submit button given below.
Now you can check the status of the bank linked with your aadhar card, in which your aadhar number, bank linking status, bank linking date and bank name is displayed. Here if Karnataka Gramin Bank Linking Status shows Active, it means that your bank account is active or active.
To get Karnataka Gramin Bank Account details by talking to bank customer care executive
Every Karnataka Gramin Bank has its bank customer care toll-free numbers, which can be used by the bank account holder at any time during the bank’s tenure to get information or solution related to his bank account, as well as to lodge any complaint. could.
If you want to know whether your bank account is active or has been deactivated, you can get the same information by calling your bank customer care number.
For this, you have to give some details of your bank account to the customer care executive, such as your name, bank account number, bank branch name, etc. After this, the customer care officer immediately checks your bank details and tells whether your bank account is active or inactive.
Note: Do not share your Karnataka Gramin Bank account details with any other person, otherwise you may be cheated.
Customer care toll-free numbers of all Banks are being given here, which are as follows:-
- Karnataka Gramin Bank – 1800 10 25250
- Vijaya Bank – 1800-425-5885, 1800-425-9992
- Allahabad Bank – 1800226061
- Bandhan Bank – 1800-258-8181 / 033-4409-9090
- Union Bank of India – 18002082244 / 1800222244
- Central Bank of India – 1800 221911
- Bank of Maharashtra – 1800-233-4526/1800-102-2636
- Bank of India – 1800-103-1906/1800-220-229
- Karnataka Bank – 1800 425 1444
- Nainital Bank – 1800 180 4031
- Corporation Bank – 1800 22 22 44 / 1800 208 2244
- Andhra Bank – 18004251515
- Federal Bank – 1800 425 1199 / 91- 4842630994
- DCB Bank – 022 6899 7777, 040 6815 7777
- CSB Bank – 1800 266 9090
- RBL Bank – +91 22 6115 6300
- YES Bank – 18001200/022-50919800
- IDFC First Bank – 1800 10888
- IDBI Bank – 1800 200 1947
- IndusInd Bank – 022 68577777 / 022 44066666 / 022 42207777 / 1860 267 7777
- Dhanlaxmi Bank – 044 42413000
- City Union – 044-71225000
- Panjab & Sind Bank – 1800-419-8300
- Syndicate Bank – 1800 425 0018 / 1800 103 0018 / 1800 208 3333 / 1800 3011 3333
- South Indian Bank – 1800-425-1809 / 1800-102-9408
- Indian Overseas Bank – 044-28519528 / 044- 28524212
- PNB Bank – 1800 180 2222, 1800 103 2222, 0120-2490000
- PNB Helpline Number – 7827170170
- Indian Bank – 1800 425 00 000
- UCO Bank – 1800 103 0123
- Axis Bank – 18004195959 / 18004196969
- Canara Bank – 18004250018
- HDFC Bank – 1800227227
- ICICI Bank – 18001024242
- SBI Bank – 18004253800
- Bank of Baroda – 18001024455
- Federal Bank – 1800 425 1199 / 91- 4842630994
- Kotak Mahindra Bank – 1860 266 0811 / 1860 266 2666
Get Karnataka Gramin Bank Account Information through Internet Karnataka Gramin Banking, PhonePe or Paytm
If you have got your ATM card issued by a bank and its validity is not yet expired, that is, your bank ATM card is active, then you can get your bank account information with the help of Internet Karnataka Gramin Banking as well as PhonePe, GooglePe, or Paytm. You can check whether your bank account is active or not.
Internet Banking Access
If you have a bank ATM card, then you can easily use Internet Karnataka Gramin Banking, PhonePe, GooglePe, or Paytm etc., for which you have to create an account of your own. You can then access them from home and get all your bank account transactions as well as all its information online easily.
If you want to know whether your bank account is active or closed, then for this you can transfer or call for some money to any person using internet banking or any one of the methods like phone pay, google pay and Paytm.
If you are able to transact money by these methods, then it means that your Karnataka Gramin Bank Account is active. Similarly, if you are unable to transact money using these, it means that your bank account has been deactivated.
Getting Karnataka Gramin Bank Account Information from ATM Debit Card
If you have a Karnataka Gramin Bank ATM Debit Card and it is active, then you can easily get your bank account information, whether it is on or off. For this, you have to withdraw some money from your nearest bank ATM machine.
If you are successful in getting cash from an ATM machine, it means that your bank account is active. Similarly, if the money is not withdrawn, then on the screen of the ATM machine, you are also told the reason for not withdrawing the money.
Receive Karnataka Bank Account Information from your Bank Branch
If by the above methods you are not able to get your bank account information, then you can also get information about whether your bank account is active or closed by visiting your bank branch.
Also, if your bank account has been deactivated or closed, you can get information on how to get it reactivated or reopened. You may be asked by the bank to write an application for opening a closed bank account and also to fill in the Karnataka Gramin Bank KYC form.
Closed Karnataka Gramin Bank Account opening application in English
What to do when Karnataka Gramin Bank Account has closed: If your bank account has been closed due to any reason, then you have to write an application in the name of your bank branch manager to get it restart.
Application to reopen Closed Karnataka Gramin Bank Account in English:-
Let us know, how to write an application to start your Karnataka Gramin Bank account.
The Bank Branch Manager,
Karnataka Gramin Bank (Write the name and full address of your bank branch)
Subject:- Request for opening closed Karnataka Gramin Bank Account.
I beg to say that I, the applicant (write your name), am an account holder in your bank branch. My savings account number (write your bank account number) is _________. For some time I could not do transactions in my bank account due to some reason, due to which my savings bank account got closed / dormant account.
I want to get my savings bank account activated again so that I can get the benefit of your bank services again. I have attached the necessary documents related to my account with this application.
The bank account information of the applicant is as follows –
Karnataka Gramin Bank Account Number: _________
Mobile Number: _________
Therefore, I request you again to kindly give my bank account operational as soon as possible, for which I will be eternally grateful to you.
Deepak Maurya (write your name)
Signature : _________
Attached Documents :-
Karnataka Gramin Bank Passbook Copy
Passport Size 2 Photographs
Date : __________
In this way, You can easily write an application to get your closed or dormant bank account opened to your Karnataka Gramin Bank branch manager. Along with this application, you must also attach the necessary documents mentioned above.
Apart from this, you may be asked by the bank to update the bank KYC, which is mentioned below.
How to activate closed Karnataka Gramin Bank Account
The bank account has been closed, know how it will be activated (How to Activate Closed Karnataka Gramin Bank Account): To revive or activate the old closed account, you have to update Karnataka Gramin Bank KYC.
Full-Form of KYC: Know Your Customer, which means to identify your customer (consumer). In this, the bank asks to submit the KYC form along with the necessary documents for the verification of its account holder.
Along with this, it is also necessary to update bank KYC from time to time to make the bank account of the consumer more safe and secure.
Once the bank KYC verification is done, a confirmation message is sent to your mobile number linked with the bank account. After this, you have to deposit or withdraw some amount in your bank account once and your closed bank account gets reactivated or activated.
How to Update KYC in Karnataka Gramin Bank Account
You can update KYC in your Karnataka Bank Account in two ways-
Online Karnataka Gramin Bank KYC
Offline Karnataka Gramin Bank KYC
Let us know about these two methods:
How to Activate a Closed Karnataka Bank Account
If your old bank account has been closed, then bank KYC has to be updated to activate it. If your mobile number is linked to your Karnataka Gramin Bank account and also you use internet banking, then you can update KYC in your Karnataka Gramin Bank Account online, which is also known as Karnataka Gramin Bank e-KYC.
For online bank KYC, you have to submit your Aadhar card and PAN card information online. For this, you have to do online bank KYC update (Karnataka Gramin Bank e-KYC update) by logging into the bank account with the help of your bank account’s user ID and password, in which online verification will have done of your Aadhaar card and PAN card by the Karnataka Gramin Bank.
Once the bank KYC is updated, your bank account is revived or activated by the bank.
How to Update Karnataka Gramin Bank KYC Offline
To update your KYC offline in your bank account, you need to visit your bank branch and submit the bank KYC form along with your Aadhar card and PAN card and the latest passport size photograph.
You can get this KYC form at the bank branch itself, or you can also download it from the official website of your bank and take a printout. In the bank KYC form, you have to give some of your basic details.
After filling your required details in the Karnataka Gramin Bank KYC Form, you have to submit it to the concerned bank employee and after Karnataka Gramin Bank KYC Verification your account is reactivated.
In this way, you can easily find out whether your bank account is active or closed and if your bank account has been deactivated, you can activate it again.
Karnataka Gramin Bank Account Closure Application
Karnataka Gramin Bank Account Closing Application: If you want to get your bank account closed, then for this you will write the following application to your bank branch manager:-
The Bank Branch Manager
Karnataka Gramin Bank, Meerut, U.P. (Write your bank name and full address)
Subject:- For closure of Karnataka Gramin Bank Account.
It is a humble request that I am the applicant Vijay Kumar (Please write your full name) I am the account holder of your bank. My Karnataka Gramin Bank Account Number (Write Your Karnataka Gramin Bank Account Number) and ATM Number (Write Your Karnataka Gramin Bank ATM Number, if any). I do not wish to use this account anymore for personal reasons.
Therefore, I request you to kindly close this savings account of mine and please give me the cash balance in my bank account, for which I will be very grateful to you.
My Savings Account Details:-
(Give your bank account details)
Karnataka Gramin Bank account number:- ………………………..
Mobile number:- ……………………….
Photocopy of Aadhar Card / PAN Card
photocopy of bank passbook
VIJAY KUMAR (Write your full name)
In this way, you can write an application to close your bank account according to the above application format .
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