[2024] How to Apply Loan from Airtel Payment Bank Online
How to take Loan from Airtel Payment Bank Online | How to Apply Loan from Airtel Payment Bank Online | Airtel Personal Loan Apply Online
Airtel Payment Bank Loan (Airtel Thanks App Personal Loan) Interest Rate, Customer Care Number, Review, etc.: In this Article We will know How to Apply Loan from Airtel Payment Bank Online. To take a loan from Airtel Payment Bank, You do not have to go through a lengthy paperwork process. You can easily take a paperless loan from Airtel Payment Bank.
How to Apply Loan from Airtel Payment Bank Online
To take any type of loan from Airtel Payment Bank, you can take the loan through your mobile phone only. If your account is not opened on Airtel Payment Bank, you can also open your account online with the help of Airtel Thanks App.
After opening an account with Airtel Payment Bank, you can apply online for any type of loan.
Airtel Payment Bank Loan Key Details
| Loan Type | Home Loan, Personal Loan |
| Loan Amount | Minimum 3000/- to Maximum 8,00,000/- |
| Loan Tenure | From 3 months to 36 months |
| Interest Rates | 11.99% to 59.99% |
| Loan Information | *400# |
Airtel Payment Bank Loan Eligibility Check
Airtel Personal Loan Eligibility: Friends, to take loan from Airtel Payment Bank, we have to fulfill some terms and conditions. Only then is our loan application accepted by the bank. Let us know what terms and conditions you will have to fulfill to take a loan from Airtel Payment Bank.
- To take loan from Payment Bank, the age of the applicant should be more than 18 years and the shirt should be less than 10 years. Loan facility from Airtel Bank Payment Bank is provided only to Indians.
- The applicant must have his own account in Airtel Payment Bank.
- To take a loan from Airtel Payment Bank, you must have some source of income and your monthly income should be more than ₹ 10000.
If you fulfill the things written above. So you are eligible to take loan from Airtel Payment Bank.
What are the documents required for Airtel Payment Bank?
Documents required to open account in Airtel Payment Bank
- To open an account in Airtel Bank, you need PAN card, Aadhar card or any other government issued ID.
- Apart from this, it is also necessary for you to have Airtel number.
Documents to take loan
To take a loan from Airtel Payment Bank you require the following documents. And you have to upload these documents while filing the loan application. Let us know what are the loan documents required for Airtel Payment Bank.
- PAN card
- Photocopy of Aadhar Card. In which your name and address are visible on both the front and back.
- In case you do not have Aadhaar card, you can also upload your driving license or any other government ID like passport.
- Passport size photograph.
- Email Address
- You will also have to upload a photocopy of your salary slip.
- You may also need to upload your last month’s bank statement. In which your transactions with the bank will be seen.
- At present you will also have to upload your residence certificate.
- To take a loan, your credit score is checked. And if your CIBIL score is not good then in this situation your loan application can also be rejected. Therefore, it is also important to have a good CIBIL score.
Airtel Payment Bank Personal Loan Interest Rate
Friends, if we talk about how much percentage you will have to pay annually for taking a personal loan from Airtel Payment Bank. So let us tell you that to take a personal loan from Airtel Payment Bank, you have to pay interest rates ranging from 11.99 percent to a maximum of 59.99 percent per annum.
The interest rates are decided on the basis of the applicant’s banking records and loans taken from other banks. Apart from this, the combination of interest rates in your job and your place of residence plays an important role. That is why while taking a personal loan from Airtel Payment Bank, you should get complete information about the interest rates.
Because if you get a personal loan at 11.99%, it is very good. If for some reason you get a loan at 59.99 percent annual rate. So this loan will not be beneficial for you.
Airtel Payment Bank Loan Types
Friends, Airtel Payment Bank is an online lending bank. Through which you can take loan online as per your needs. To take loan from Airtel Payment Bank, you have to download Airtel Thanks app from Google Play Store.
After this you can take loan as per your need. Airtel Payment Bank provides you many types of bank loans. Through which you can take loan in any situation. Let us know which loans you can take from Airtel Payment Bank.
1-Airtel Payments Bank Home Loans
2-Airtel Payments Bank Personal Loan
3-Airtel Payments Bank Education Loan
4-Airtel Payments Bank Business Loan
5-Airtel Payments Bank Car Loan
6-Airtel Payments Bank Two Wheeler Loan
7-Airtel Payments Bank Gold Loan
All these types of loans are provided to you online on the official app of Airtel Payment Bank. And it is completely paperless and online.
How can I get Loan from Airtel Payment Bank
Friends, now we know how to take loan from Airtel Payment Bank and how to apply online loan from Airtel Payment Bank.
Step-1 Download App & Create Account
First of all, you have to download the official app of Airtel Payment Bank from Google Play Store. The name of Airtel Payment Bank’s office cell app is Airtel Thanks App.
After downloading the app, open your account in it. Once you open your account in Airtel Bank, you will see the option of “Get loan” on the home page of the Airtel Thanks app.
After clicking on Get Loan, you will be taken to a new page where you will be shown different types of loans. Now choose any one loan as per your requirement.
For example, you have applied for a personal loan from Airtel Payment Bank. So in the next step you have to enter the loan amount. Enter the amount of loan you want to take.
You can take a loan from minimum ₹3000 to maximum ₹800000 from Airtel Payment Bank.
After this you have to choose the time period of the loan. The loan amount from Airtel Payment Bank is given for a period ranging from 3 months to 36 months.
After this you have to enter the pin code number of your area, try to enter the number of any city near you. Because it is seen many times. In villages and small towns, the loan is rejected due to non-availability of full facilities of Airtel Payment Bank.
After this you will be told about the terms and conditions of Airtel Payment Bank. If you agree to all the terms and conditions then you can proceed by clicking on the terms and conditions. After reading the term & condition box carefully, you will tick the box and click on proceed.
Step-2 Apply for Airtel Payment Bank Loan
Now you will be directed to the official page of Airtel Bank loan partner for free. Which website or loan company would like to give you loan. She will send an OTP to your number. After clicking on Get OTP, OTP will be sent to you. Now enter this OTP.
After this you will have to enter your necessary documents and basic information in the app. Information about the required documents has been given to you above and you will have to provide the basic information like your place of residence, area name, pin code number, parents’ name, gender, mobile number etc.
In this way, the car is ready after filling your loan application. Now you re-check all your information once. If there is any mistake then correct it.
After filling the address details in the app, click on Continue. After this, you will also be told about the eligible loan amount and how much loan you can get. Along with this, you will also have to fill your bank details.
After this your loan application goes for review. Where the loan committee considers your loan application. If the information given by you is found correct and your CIBIL score is good. So your loan is accepted. And the loan amount is directly deposited into your bank account within 24 hours.
Airtel Payment Bank Loan Customer Care Number
Friends, if you feel any kind of inconvenience in taking loan from Airtel Payment Bank. So you can remove your inconvenience with the help of customer care. To get solution for any inconvenience you can call the number given below.
You can get information from Airtel Payment Bank Customer Care in any language, Hindi or English.
Call Centre: For Airtel Customers: *400#; For Other operators: 8800688006 (Standard calling rates apply).
Email: wecare@airtelbank.com
Airtel Payment Bank Review
If we talk about Airtel Payment Bank, then all the reviews given on Google Play Store in the month of December 2021. All that is negative about Airtel Payment Bank. People say that the customer service of Airtel Payment Bank is very bad. Often, bank agents do not talk, even if they talk, the call gets disconnected midway. After this, many types of problems arise in loan applications also. Such as the application stopping midway and bugs appearing etc.
If we talk about the loan interest rates given by Airtel Payment Bank, then it starts from 11.99%. But they reach annual rates of approximately 60%.
Now it depends if you are getting interest below 20%, then maybe there is something beneficial for you. But if this figure goes more than 30%. So our advice is that you avoid this loan. Because loans with high interest rates do not prove beneficial for the customers. There is no benefit in winning. The customer pays interest on more than that amount.
Although some people say that the service of Airtel Payment Bank is good, but most of the reviews that we found on Google were negative about this app. Therefore, we advise you to think carefully before taking any step. So that you can avoid any trouble in future.
Conclusion
So friends, in today’s article we learned about Airtel Payment Bank in detail and we got all types of information related to Airtel Payment Bank through this article. We hope this article is full of information for you.
Please share this article with your friends and relatives. So that they can also enjoy online loan in times of emergency. For other important loan information, you can get the information by visiting the main page of our website.
FAQ Related to Airtel Payment Bank
How to get loan from Airtel Bank?
Airtel Payment Bank is an online bank with the help of which you can take loan online. To take loan from Airtel Bank, you have to download Airtel Thanks App. Where you will see the option of Get Loan. Here you can take a loan by completing the loan formalities.
How to check Airtel Bank account?
If You have an account with Airtel Payment Bank, then You can check your balance through USSD code of Airtel Payment Bank. USSD code of Airtel Bank is *400#.
Apart from this, you can check your account balance on any UPI registered apps. Like we do on Google, Bhim app etc. on the phone.
How to withdraw money from Airtel Payment Bank?
To withdraw money from Airtel Payment Bank, you can withdraw money only through Airtel Thanks app. Apart from this, you can also withdraw money with the help of Aadhaar card by visiting the official website of Airtel Payment Bank. For this, you will see the option of cash withdrawal both on the app and the official website.
How to take loan from Airtel Thanks App?
To take loan from Airtel Thanks App, you will first have to open an account in Airtel Payment Bank. After opening the account, when you login to Airtel Thanks app, you will see the option of “Get Loan”. Here you will be given information about various types of loans. Whichever loan you want to take, select that loan and apply. In this way you can take loan from Airtel Thanks App.
What is Airtel payment bank loan interest rate?
To take a personal loan from Airtel Payment Bank, you have to pay interest rates ranging from 11.99 percent to a maximum of 59.99 percent per annum.
How to open Airtel payment bank account?
To open an account in Airtel Payment Bank, first you have to download the Airtel Thanks app.
After this you will have to select the more option of the app.
After selecting the More option, you will have to go to Get wallet.
You will have to enter all the required information in a new interface.
Airtel payment bank customer care number
Customer care number of Airtel Payment Bank.
For Airtel Customers: *400#
Other operators: 8800688006
How did you like this article of ours, please give us your feedback in the comment box. If you have any suggestion or question, you can also email us, and you can also follow us on other social media, whose link you will find below in Contact Us.
Read Also:
How to know if your Bank Account is Active or not?
How to Check Bank Account Number instantly?
How to Check Bank Loan Account Number Online?
